Ask Margaret
$6,000
The most the IRS says the new senior deduction is worth for each person 65 or older. Source: IRS, check your eligibility for the enhanced deduction for seniors, as of October 2026.
10 bills that can shrink or stop after 65, and exactly how to ask.
Most of these bills will not change on their own. You have to ask.
What is inside
- 10 bills, one by oneWho can qualify, what you might save, what to ask for, and the official source with the date we checked it.
- Phone scriptsShort word-for-word scripts for each call, plus what to have ready before you dial.
- State property-tax tableOlder-homeowner breaks in the 10 most populous states, with each program's status marked verified or not.
Sample pages




$12Instant PDF download
- 10 bills, with phone scripts
- State property-tax table
- Calls tracker to print
- Every figure sourced and dated
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Sources. Every figure in the guide was read on an official website (Medicare.gov, IRS, Social Security and state agencies) and carries the date we checked it. Figures as of October 2026.
General education only, not financial, tax, legal or medical advice. Ask Margaret is not affiliated with or endorsed by the Social Security Administration, Medicare, CMS, the IRS or any government agency. Margaret is an AI host. Figures as of October 2026.